Affidavit of Title

Swear as the seller of real estate that you hold legal title to the property and that there are no undisclosed liens, judgments, unrecorded agreements, or pending bankruptcies affecting it. Title companies, closing attorneys, and buyers routinely require this affidavit at closing before issuing title insurance and transferring the deed.

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Affidavit of Title Affidavit — Frequently Asked Questions

What is an affidavit of title and who requires it?

An affidavit of title is a notarized sworn statement in which the seller of real estate declares they legally own the property and that there are no undisclosed liens, judgments, boundary disputes, or pending bankruptcies affecting it. Title companies and closing attorneys require it at closing to protect the buyer and to issue title insurance.

What happens if a seller lies on an affidavit of title?

A seller who makes a false statement on an affidavit of title can be held personally liable to the buyer and the title insurance company for resulting losses, and may face criminal penalties for swearing falsely in a notarized document. The affidavit gives the buyer a direct legal remedy if hidden title defects surface after closing.

How do I make a affidavit of title affidavit legally valid?

Fill in the affidavit of title affidavit, print it, and sign it in front of a Notary Public — do not sign beforehand. Bring a valid government-issued photo ID. Notaries are available at UPS Stores, banks, law offices, courthouses, and through online notarization services, and fees typically range from $2 to $25 per signature depending on your state.

Is this affidavit of title affidavit template free?

Yes. You can generate a completed affidavit of title affidavit PDF or download a blank printable template completely free, with no sign-up required. Your information is used only to generate the document and is not stored after the PDF is created.